Before you hire a helper, you have to follow some compulsory requirements, and maid insurance is one of them. If you want to learn more about other maid insurance requirements, read more on MOM’s website. The Ministry of Manpower (MOM) can guide you about all the requirements of hiring a maid.
What Is Maid Insurance?
It is actually a government required policy to protect you against domestic accidents. Maid insurance is compulsory in Singapore because the Ministry of Manpower (MOM) requires employers to buy insurance for any foreign domestic helper hire. It was introduced the first time in Jan 2008, and medical coverage was included in it.
Why Is Maid Insurance Required?
The Work Injury Compensation Act (WICA) does not protect FDWs, so it is compulsory to purchase maid insurance when you hire a new helper. As an employer, you are responsible for her well-being, and you are supposed to cover all her medical expenses. Suppose your maid lives with you so maid insurance will protect you from all expenses whether they are related to work or not. Maid insurance saves you money!
Following are some reasons that show how much maid insurance is important for you as an employer:
In case your maid met some accidents, then the insurance company will cover all her medical expenses. Maid insurance is not only beneficial for you but also for her family.
Some maid insurance companies also cover expenses caused by damage or theft of maid’s belongings, and many more.
Ways You Should Buy Maid Insurance In Singapore
There are multiple ways of buying maid insurance in Singapore. You can buy directly from insurance providers; they also provide good maid insurance with many benefits that can save you time and money.
If you are more conscious about the reliability of the insurance provider, you should look for a reliable maid agency. They are professionals and know their job well. They provide different packages that can reduce your cost. Besides this, they have teams of professional insurance providers.
Hiring a professional maid agency means you don’t need to provide special training to your maid. This is how you can save time. So if you want to feel more protected, then hire a professional insurance company in Singapore.
Cost Of Maid Insurance
Different insurance companies offer different costs. The basic cost can be expected from $250 to $400 for 26 months. Almost $330 is the average cost of a mid-tier plan.
Maid agencies sometimes offer discounts to their regular customers. Moreover, they also provide some additional benefits.
Contact Us for Maid Insurance
Are you interested in hiring a maid in Singapore but don’t know any reputable company? We are here to provide you with professional and trained maids to make your task easier. Your satisfaction is our priority, and we never compromise on the quality of our services.
Just give us a call or WhatsApp us, we will get back to you instantly.
About the Author
Linda Seh has over 20 years of experience in the Employment industry. She takes the time to thoroughly interview each family and helper to understand their requirements, personalities, and preferences. Her intuition and insight has helped her make placements that result in lasting, harmonious working relationships. Linda now leverages this expertise and experience to simplify your search and ensure you find the ideal and qualified helper to become a valued member of your family.
